5 Money Lessons I Wish I Knew in My 20s (That the Truly Rich Club Taught Me)

Looking back, I wish I had started my financial journey earlier. But I’m thankful I discovered the Truly Rich Club—it gave me the tools to make up for lost time.

Here are 5 powerful money lessons I wish I had known in my 20s.

1.Start Investing Early, Even If It’s Just ₱1,000

Most people think you need a big salary to invest. Truth is, time matters more than amount. The Truly Rich Club showed me how to start with ₱1,000 a month and grow it steadily over time.

2. Spend Less Than You Earn (Always)

Sounds obvious, but many people live paycheck to paycheck. TRC taught me how to prioritize needs over wants, use envelopes for budgeting, and break free from lifestyle inflation.

3. Grow Your Income, Not Just Cut Expenses

Saving is great, but earning more creates bigger opportunities. TRC introduced me to side hustles, online businesses, and the power of serving people with value.

4. Use Money as a Tool, Not a Master

Bo Sanchez always says: “Money is a terrible master, but a wonderful servant.” That mindset helped me stop chasing money—and start using it to create freedom and generosity.

5. Financial Success is Spiritual Too

TRC is different. It doesn’t just teach money—it blends it with faith, purpose, and mission. That balance is something I never found in other finance communities.

Want to Learn These Lessons Too?

I made a short, free guide that explains:

• What the Truly Rich Club is all about

• The 4-step path to start investing

• How you can begin, even if you’re new

  🎁 Download my free guide now:

  👉 https://www.trulyrichclubguide.com

  Affiliate Disclosure:

  I’m an affiliate of TRC, and if you join through my link, I may earn a small commission at no extra cost to you. I only recommend things I personally use and trust.